Volvo V40

You choose the term, any whole month from 12 to 23 months; £399 a month is the lowest rate, at the longest 23-month term, with shorter terms costing more per month. Complete the agreement with a clean account and you'll typically be offered the chance to buy the car for £499 afterwards. This car is on Rent to Own only and is not available to buy for cash.

This is the D4 R-Design, a 2.0 diesel manual with 124,717 miles, returning 74.3mpg combined. Road tax is £20 a year, and you tax the car yourself, paying the DVLA directly.

Inside you get sat nav, air conditioning, a multifunction steering wheel and alloy wheels.