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A lease direct with WMA — an initial payment, then a fixed monthly. No lender, no credit check. Meet the three requirements and you could be driving away.
An initial payment, then a fixed monthly. No credit check.
Rent to Own2018 • 88,372 mi • diesel • automatic
Monthly
£650/moInitial Payment
£1,500
Rent to Own2019 • 103,970 mi • diesel • manual
Monthly
£471/moInitial Payment
£1,500![2018 Vauxhall Corsa 1.4 [75] Energy 5dr [AC] - main image](/_next/image?url=%2Fapi%2Fmedia%2Ffile%2F7be743_64cacdae5e784eed95a9d001e865a000-800x600.webp&w=3840&q=75)
Rent to Own2018 • 42,743 mi • petrol • manual
Monthly
£349/moInitial Payment
£1,500If yes, get in touch and we'll take it from there.
Full or provisional UK driving licence required.
Matching your licence, from the last 3 months.
Covering a car leased or rented from a private lease company.
Available to customers within 100 miles of Bedlington (NE22 6JU).
This is a lease direct with WMA. There is no lender involved, so no credit check applies. The initial payment and monthly figure are set individually for each car — see the vehicle’s own page for its real figures. WMA owns the car throughout the lease — see “What happens at the end of the agreement?” below for how that works.
A missed payment does not end the agreement straight away. We get in touch first, a £25fee applies if it’s still unpaid, and if it isn’t sorted we send a formal default notice giving you 14 days to put things right — all before the agreement can end for non-payment.
If circumstances change, talk to us before it gets to that point. We would rather agree an arrangement than see an agreement fall through.
No. Rent to Own is a lease direct with WMA — there is no lender and no credit check. Whatever has happened in the past makes no difference to whether you can take out an agreement.
Three things: a full or provisional UK driving licence, proof of address from the last 3 months, and fully comprehensive insurance covering a car leased or rented from a private lease company.
Yes. A full or provisional UK licence both work. International licences are not accepted.
A fully comprehensive policy covering a car leased or rented from a private lease company, where the registered owner and keeper is the lease company. Your insurer will know what this means — if in doubt, call us before you buy the policy and we will talk you through it.
Get in touch to discuss Rent to Own on any of our eligible vehicles. No pressure, no obligation.
WMA owns the car throughout the lease — there is no option or promise to buy written into the agreement. Complete your agreement with a clean account and you'll typically be offered the chance to buy the car for £499 afterwards. This is a separate, discretionary offer made once the car is returned, valid for 14 days — never guaranteed, and never part of the lease itself.
There's a minimum term (usually 12 months). Ending before then costs 50% of the remaining unpaid monthly payments to the end of the minimum term — the month you've already paid for in advance isn't counted. After the minimum term, you can end the agreement with 28 days' notice and no charge.
It doesn't end the agreement straight away. We'll get in touch, a £25 fee applies if it's still unpaid, and if it isn't sorted we send a formal default notice giving you 14 days to put things right — all before the agreement can end for non-payment. If you're worried about a payment, contact us before it's due — we'd rather agree an arrangement.
Your allowance is 1,300 miles for every month you have the car, checked when it comes back. Miles over that are charged at £0.20 each.
It carries WMA's 90-day warranty from handover. After that you're responsible for keeping it road-legal, serviced and repaired — any garage you choose, no tie to WMA. WMA taxes the vehicle for the whole lease term.