Ford Focus

This 2015 Ford Focus estate is on our Rent to Own scheme: a £1,200 initial payment, then from £365.22 a month, over a term of any whole month from 12 to 24 — your own choice. £365.22 is the lowest monthly figure, reached at the longest 24-month term; choosing a shorter term means a higher monthly payment. There is no credit check — this is a lease direct with WMA. Complete the agreement with a clean account and you'll typically be offered the chance to buy the car for £499. This car is on the Rent to Own scheme only and is not available to buy for cash.

It's the 1.5 TDCI 120PS diesel manual with 131,547 miles, returning 74.3mpg combined and costing £20 a year to tax — road tax itself is paid by you directly to the DVLA. With 118bhp and 270Nm of torque through a 6-speed gearbox, it covers 0-60mph in 10.7 seconds.

Inside you get a trip computer, multifunction steering wheel, sat nav and a touchscreen media system, with a parcel shelf for the boot.