Ford Focus

This 2015 Ford Focus estate is on our Rent to Own scheme: a £1,200 initial payment, then monthly payments from £365.22 — a lease direct with us, no credit check. The term is your own choice, any whole month from 12 to 24 months; £365.22 is the lowest monthly payment, at the longest 24-month term, and a shorter term costs more per month. Complete your agreement with a clean account and you'll typically be offered the chance to buy the car for £499 afterwards. This car is on the Rent to Own scheme only and is not available to buy for cash.

It's the 1.5 TDCI 120PS diesel manual with 131,547 miles, returning 74.3mpg combined and costing £20 a year to tax — you tax the car yourself, paying the DVLA directly. With 118bhp and 270Nm of torque it covers 0-60mph in 10.7 seconds, and the tow bar makes it useful for more than the commute.

Inside there's a multifunction steering wheel, sat nav, a touchscreen media system, parking sensors and a trip computer, with air conditioning and privacy glass fitted throughout. Alloy wheels complete the estate.