Ford Focus

This 2015 Ford Focus Titanium TDCI is on our Rent to Own scheme: a £1,500 initial payment, then monthly payments from £413.04 — a lease direct with us, no credit check. The term is your own choice, any whole month from 12 to 24, and £413.04 is the lowest monthly payment, at the longest 24-month term; choosing a shorter term means a higher monthly figure. Complete the agreement with a clean account and you'll typically be offered the chance to buy the car for £499. This car is on the Rent to Own scheme only and is not available to buy for cash.

This Focus is the 1.5 TDCI 120PS manual with 74,128 miles on the clock, returning 74.3mpg combined and costing £20 a year to tax — you tax it yourself, paying the DVLA directly. It carries a 5-star Euro NCAP rating and comes with 118bhp and 270Nm of torque through a 6-speed gearbox.

Inside and out it has a rear view camera, parking sensors, navigation via SD card, air conditioning, alloy wheels and privacy glass.