Ford Focus

This 2014 Ford Focus is on our Rent to Own scheme: a £1,200 initial payment, then monthly payments starting at £382.61 — a lease direct with us, no credit check. The term is your own choice, any whole month from 12 to 24 months; £382.61 is the lowest monthly payment, at the longest 24-month term, and a shorter term costs more per month. Complete the agreement with a clean account and you'll typically be offered the chance to buy the car for £499 afterwards. This Focus is on the Rent to Own scheme only and is not available to buy for cash.

It's the 1.6 TDCI 115PS manual with 72,084 miles, a 6-speed gearbox and 4x2 drive, returning 67.3mpg combined — 55.4mpg urban and 76.4mpg extra-urban. Road tax is £20 a year, paid by you directly to the DVLA. It carries a 5-star Euro NCAP rating.

Inside and out it has alloy wheels, air conditioning and privacy glass.